Paying for treatment does not need to be confusing or difficult. Our goal is to give you a clear picture of how insurance works at The Place, what your financial options are and where outside financing might work for you, if needed. We work with many insurance companies. We work with and can recommend some medical treatment financing companies. There is the option of private payment. We will answer any questions you might have on any of these options.
Call us now and talk with one of our admissions professionals today. Our team is here to answer your questions and help you make informed decisions about your health.
Call us at 240-216-9401 for a confidential conversation or email at: admissions@theplace.care
Many of the men who come to The Place use health insurance to help cover the cost of residential treatment. Let's take a look at the options.
You do not need to know “how insurance works” before you call. That is our job.
Our admissions team regularly works with many major commercial insurance plans to seek coverage for residential behavioral health care.
Every policy is different, so we treat each case individually.
In many situations, families are surprised to learn that their plan covers more than they expected. In other cases, high deductibles or coverage limits mean that only certain parts of your treatment will be covered. Either way, you deserve clear information up front.
Some families prefer to pay privately, either because:
If you choose private pay, we will:
If required, we provide receipts that you may submit to your insurance as an out-of-network claim. Your insurance plan then determines whether any reimbursement is available and works with you, directly.
If you have insurance, there may be deductibles, co-insurance, or portions of the stay that are not covered. For some families, private pay is the primary or only option. We take this seriously and believe you should have clear choices.
As part of your admissions conversation, we will outline:
These are estimates, not guaranteed prices, because insurers make the final payment decisions. We update you if there are material changes.
Some families choose to spread their costs out over time and will opt to work through outside medical lenders or healthcare financing companies. These can include:
Examples of well-known medical financing options that are commonly used in behavioral health and healthcare settings include:
The Place does not act as a lender and does not provide financial advice. We do not receive commissions from these lending companies. Our role is to:
When you speak with admissions, we can share a brief summary of reputable medical lenders and typical questions to consider. The final decision about whether to use financing, and which lender to choose, is always, yours.
If you are weighing treatment and feeling anxious about the financial side, you are not alone. Many families find that once they understand their insurance benefits, the likely costs, and possible financing options, the decision becomes clearer.
Once your insurance coverage has been checked and you decide to move forward, there are a few things that happen before you arrive.
1. Confirmation of benefits and costs
We review:
2. Intake and clinical review
Our clinical team reviews:
3. Planning for time away
We help you think through:
